"Not just another home budget money book. This book absolutely, positively
guarantees to increase your wealth or your money back"
Learn all about Mr Home Budgets new book
Dear Friend,
"Advice on why debt is truly, beyond doubt, the most crippling thing you can have in your life. Is it holding you back from getting rich? Learn how to crush kill and destroy debt once and for all"
 |
Would you like to become a "master of money"? Would you to like to be known by your friends and family as a "financial wizard"? Would you like to decide exactly when you're going to be financially independent? Would you like to move up in society's class system?
If this is correct you definitely should read on. This is going to be the most exciting letter you will ever read!
Here's why - my name is Adam Goulding and my story is quite simple. Four years ago my bank balance was so low paying rent was a big problem. March 15th 2005 was the day rock-bottom was hit emotionally and financially for me. The term completely broke and debt-ridden sums it up nicely. This was the result of a "she will be right" attitude.
Spending my money like a drunken sailor, never saving for a rainy day. Credit cards were used as if they were my own cash. Struggling to survive and living pay cheque to pay cheque. Desperate is not a strong enough word to sum up my money issues. How could a somewhat intelligent person like me be so wrong about money and my spending ways?
Yes, basically "messing up" is the phrase coming to mind!
Then like a flash of lightning, a thought so extremely simple, yet a powerful realisation hit me. Whatever happened in my life with money up to March 15th 2005 wasn't working! Most decisions about my money to then were wrong. This one true realisation changed my life... who could show me a way out of financial danger? Not changing was not an option, as things would only get worse as time went by.
Then my girlfriend, Renee (now my wife) let me in on her system for growing money. Knowing Renee was much better at handling money than me, she could help. She told me secret number one of keeping more money in my bank account. This was the KISS principle, KISS simply stands for "Keep It Simple Stupid".
"Adam Goulding (aka Mr Home Budget) and Renee Goulding finally share their financial secrets. You too can learn how to become financially independent. Discover why what you earn each year is far less important than what you do with it"
 |
Renee started to show me how easy and quick killing my debt could be. Stop my spending ways and get back on the right path with my money. Due to working with Renee, I'm very proudly announcing our goal of "becoming financially independent". In fact, between Jan 1st 2007 and Dec 31st 2008 savings of $84,975.71 have been achieved. Just by using Renee's "Keep It Simple Stupid" ideas, our overall wealth has accumulated.
Guess what, the last few years, our life has been one which previously seemed like a fantasy. Our wealth has grown out of sight and our debt has become easy to handle. Fear, anger and worry no longer enter into our minds when thinking about bills and expenses. Each passing day our financial position gets a little bit stronger. Our friends, family and co-workers have all noticed a huge change in our lifestyle and personalities.
They laughed when I was asking for all my receipts. But when I saved $84,975.71 in two years!!
"Yes that is a suitcase of two and a half years of receipts. By keeping every single receipt, for every single purchase they have made since Jan 1st 2007. They have perfected their system on growing wealth. This priceless information is now available to you"
 |
One key aspect of this system, is tracking our spending by keeping all receipts from every purchase. Even if buying a $1.50 pack of gum, asking for a receipt is a must! There is nothing about where our money is being spent which is not tracked by us. How important is knowing where every single dollar you spend is going? It's The Most Important Thing You Can Do To Start Getting Rich!!!!!!!!
In fact between Jan 1st 2007 and August 31st 2009 myself and my wife have collected  * individual receipts (and counting).
*Next update 30th September 2009
Do you lose sleep at night worrying about money problems or upcoming bills?
Australia has been called the land of personal debt. Australians currently owe over 43 billion dollars on credit cards. Yes, you read correctly, billion with a capital "B". This does not include personal loans, car loans and home loan debt.
With normal people struggling to keep their heads above water each week. You need to know what to do to keep your finances safe. Unfortunately, many people will lose their house or family to an increasingly "dog eat dog world". You need to know the secrets of how to avoid this.
Learn why what you earn each year is far less important than what you do with it. Regardless of if you are on welfare or have a one million dollar salary. Find out if you are making common mistakes restricting you from becoming rich.
Are you too busy working and running a household to fix your home finances?
You like me, have probably suspected; rich people know some special secret to getting rich. Well, you're right, once you understand this simple concept, amazing things will happen to your bank balance. This secret system works in any family dynamic:
- people earning good wages but are unsure where their money is disappearing each pay check
- young men and women with big dreams but no money
- baby boomers who should have more saved by now
- retired people really trying to scrape money together to eat each week
- even rich folks who want to expand their knowledge
- single parented families living on one wage or welfare
- newly divorced looking for a fresh start
Listen: For the first 25 years of my life, doing everything wrong with money came naturally to me. A lot of debt and struggling to make ends meet was the outcome. Since March 15th 2005, mastering my home spending and money was my number one priority. However, my new passion is to share the secrets my wife and me have been following. You can now learn these secrets too without having to spend countless hours researching them.
This pure passion about money has forced me to write a book to share our secrets. Because of this system, in two short years my money problems have vanished without a trace. All myself and my wife have done is take our foolproof system and put it to paper. Not to toot my own horn however, our system is really easy and hassle free. Teaching anybody, including you, to save money and become rich is really not hard.
"The honest truth of how you and your family can survive the world financial crisis. Finally, hope and honesty about how you can avoid losing your money during these uncertain times"
 |
Proudly announcing my book, "How to cut your debt to zero in 5 simple steps... the keep it simple stupid home budget". And surprise, surprise this book teaches you exactly what the title says it does. This book contains the secrets which myself and my wife have been using to become financially independent. At last people just like you can learn this too.
Calling it a book is a bit misleading; actually it is a step by step system. It holds your hand and shows you where you are at now with your money. What steps you need to be doing next to get rich. There will be no mistakes or misinterpreting the instructions in this system as they are written so clearly. Even a ten-year-old could understand them.
Discover mistakes made by the general public on a daily basis, stopping them increasing their wealth. Also, it will make you take action so you can live a better, richer life. Believe me, every word of this 18 chapter, 95,121 word system is written with real passion. From Australians just like you, who have been there!
Read a selection of titles from some of the chapters in this book:
- how to improve your knowledge of where your money is disappearing and stop it in 90 days
- 51 stories and ideas on how to quickly and easily increase your bank balance overnight
- pay off your home loan super fast, secrets your bank manager does not want you to know
- how to protect every asset you have worked for with watertight, bulletproof protection
- the secret on how to crush, kill and destroy debt faster than 99% of the people you know
- what every householder should know about reducing their overall utility costs in 7 days
- the insiders guide to shopping and why you should consider it war
- discover free money that has been slipping through your fingers
- learn the rules to cut the cost of owning a car by 50% compared to most drivers
- how I saved $84,975.71 in two years by using one sentence, start using it in your life
- find out what the housing market will be doing in 3 years
And that's just a selection of subjects to educate you on saving money.
"If you've read enough, click the button to order"
Don't want to pay over the internet?
Pay by Fax or Post.
Do you want the same amount you have always had in your bank balance? Then this book is definitely not for you . However, if you want a concrete plan which will get you the kind of money you want. Then my friend, you better keep your eyes glued to this letter!
Real letters from customers
“Its a life saver”
Fiona (South Australia)
“How to cut your debt to zero in 5 simple steps, the keep it simple stupid home budget” changed my life. I came across this book by accident really. To say that I was sceptical was an understatement. However, I started reading.
Not that long ago, I was in real money trouble; the kind of money trouble that keeps you up at night. Thinking about my money issues was the last thing I really wanted to do. I would keep making excuses why I could not try to get out of my problems.
The truth was that I did not know how to start!
Wow! Every page spoke to me in such a way; it was as if the person writing it had been in my position. The steps the book suggested seemed so extremely logical and easy. Plus it gave me a plan to go forward.
Now to say that I feel differently about money is an understatement. Getting rid of my debt plus getting my mind and sanity back is working.
If you want to change your life start today, this book will totally change how you feel about your money. Thanks Adam and Renee.
“I can see improvements that I can make already"
"Back on track.... and beyond"
Janelle (South Australia)
I thought I was doing reasonabley well financially. I kept the majority of my receipts for things already before reading the book. However I was struck down with some unexpected health problems and with that was weighed down with extra bills.
Even with my good budgeting prior to reading the book, I knew that there was always money at the end of the month that I could not account for.
After reading the book I was very excited to be able to change some habits, and improve others to get back on track... and beyond. Being a single parent is really hard sometimes especially with money.
Right away I stopped borrowing money from “Peter to pay Paul”, so to speak. I am feeling less scared and more confident about the future.
This book dishes out a fortune in easy to follow, real money saving advice. Thanks Adam
“The best thing I ever got”
Carina (South Australia)
My father bought me your book for my birthday and I tell you what, it is the best thing I have ever got.
I have debts totalling around $85,000 which I do have under control, but would really love it all to be gone. After reading your book, I am absolutely determined that my debt will be paid off within five years.
My credit card is now on the chopping block. Very soon it will be out of my life for good. Due to your book I will be able to say goodbye for good.
Anyone thinking about buying the book should just jump in. Start following the advice and feel the invisible bricks lift off your back.
You too can stop living financially straight jacketed
Do you want to know more about the incredible information waiting for you? Do you want to know what you can expect from me and my book? Okay, here's a preview of just five of the 37 wealth creation secrets you will learn.
Wealth Creation Secret #7
"Breaking Through To Financial Success ... How to do it more quickly and easily than you could imagine!"
The first thing you will discover is how to wake up the "financial wizard" inside you. You see, most people, the "masses", are asleep. Life kind of just happens to them. But you will sleep no longer as it will show you how to wake up! The lights will come on and there will be somebody home! You'll then begin to see the amazing opportunities you never knew existed!
Wealth Creation Secret #15
"The truth of how you and your family can survive the world financial crisis"
The entire world, almost at once has woken up to a huge financial hangover. In this age of economic turmoil, cold hard cash is the number one way to guarantee safety. This book shows you exactly how to protect yourself from all the negative forces. Don't lose your head in this downturn, act now. You too can breeze through this period, while other people are struggling.
Wealth Creation Secret #32
"Learn secrets of how jealous and envious people are restraining you from true wealth"
Do you know your friends, family and co-workers are affecting your spending habits. You, without realising it, can be affected by what they say and do. Discover the warning signs, what to watch out for when talking to people close to you. Key things you can listen for in a conversation. These people have a greater influence on you than you think.
Wealth Creation Secret #37
"The secret of how to make the right investment decisions in 30 seconds or less"
Discover how to use a simple strategy showing you exactly what to do next. And more importantly, what to avoid doing financially. And this is where so many other so-called money books let you down, but not here! This information will remove forever any doubts or fears you'll ever have, about what to do next! An easy step by step guide you honestly cannot get confused by.
And that's just the beginning! Here's 8 other reasons to read this book:
- New research finally shows credit cards are one of the greatest scams of our time. Why you should have got rid of yours yesterday!
- Secrets behind why 88% of every dollar you put into your car will go up in smoke!
- How to do your "Keep it simple stupid home budget" in 7 minutes a day. Allowing you time to do other more fun things!
- Pay back your home loan so quickly you send shivers down your bank manager's spine!
- Identify what insurance policies you and your family really need to be secure. Also which ones you should not touch with a 10 foot pole!
- Secrets of getting in touch with a level of motivation you never thought possible.
- Imagine being able to crush, kill and destroy debt in your life. Bring your debt balance down to zero and owe nothing to anybody.
And much, much more!
"New research finally shows credit cards are one of the greatest scams of our time. Why you should have got rid of yours yesterday"
 |
As you may have realised, my book is not written by a "college professor" or "ivory tower millionaire ". It is written by real people living in normal suburbia in Australia. It is written in such a way anyone can understand it. I'm going to give you an education the likes of which you never dreamed existed. Tailored to Australian living in 2009, no geek speak or mumbo jumbo.
You will be getting break through information from a down-in-the-dirt, financial guy. Someone who knows how it feels to have been completely broke and in debt. But who knows how to turn it around one step at a time. Everything you'll learn in my book has been done by me on my path to financial success. It has been tested and tinkered with to make sure it works in any financial situation.
To say it bluntly, teaching theory is not what this is about, this book teaches Australian reality!
"At last, learn how to catapult your wealth regardless what the economy is doing!"
Look lets be honest, the world's economy is a dog's breakfast at the moment. Even once rock solid billion dollar companies like General Motors (Holden), Lehman Brothers Bank and Nike are struggling.
Unemployment is shooting higher each month as more people get their marching orders. Worst of all, the news seems to be getting worse by the day. What you need now is hope and honesty.
You need the info which is going to allow your family not only to survive but prosper. While my book's title is how to get out of debt don't think that's where it finishes. Think of this book as a complete utter overhaul of the way you think about money.
It holds your hand from start to finish, showing you exactly what your next move should be. At last learn about debt, creation of wealth, savings, budget planners and increasing capital in one book. But best of all, it works regardless of what the economy is doing. In fact it probably works a little better in a downturn rather than a booming economy. And it is written in such a simple way, anybody can understand.
Today more than ever before, money is truly what counts. The cost of living is going up month by month. You can't get along with what you have been doing in the past. Now is the time to have a 2nd look at where all your money is going.
Don't make common mistakes over the next few years. Now is the time to move forward and take full control of your money and your life.
This book pays for itself many, many times over.
Sound good? Well believe it or not, there's more!
 You will also receive a free six month subscription to the "Keep It Simple Stupid Budget" newsletter. This newsletter is titled "Additional saving secrets revealed... how to keep even more money in your pocket". Valued at $39.95 for a six month subscription, this is our free gift to you.
Each month you will get additional saving secrets in this newsletter. These include everything from inspirational stories of people on the same path as you. Extra things the book just couldn't fit. News on upcoming books or products from the "Keep It Simple Stupid" product line. Also there are 3 additional, secret money saving ideas each month for you to start using.
This newsletter also has a feedback section for the subscribers. You will be given the chance to write in or email us any financial questions. Each month, 3 top questions are answered right there in the newsletter.
So the big question, what does all this cost? As the information is truly priceless, charging you a mint could be justified! Remember even the free bonus gift of the newsletter is valued at $39.95 for six month's subscription.
Does it cost $50, $75 or even $100? No...
Before telling you the very low price.
First let me lay my cards on the table and put my money where my mouth is. If you don't agree this book is worth at least 101 times your investments. Just return the book for a full refund, NO QUESTIONS ASKED. No risk, iron clad, money back guarantee.
Plus you're not going to be given 35 days to make up your mind. You're not going to be given 77 days to make up your mind. You're not going to be given 147 days to make up your mind. You will be given 767 days to read the book. This will give you plenty of time to put the system to work in your own life.
Yes, that's over two years, a full two year period to read and do what the book suggests. This book pays for itself.
"If you don't find that this book is worth 101 times its purchase price, return it for a full refund. That's a no risk iron clad guarantee"
 |
If you don't like it, return it for a full money back refund, no questions asked. Using the system's techniques, you should make at LEAST 101 times the cost. However, this will be just the starting point. If you apply yourself to all the steps, 250 times, 500 times or 1000 times are possible.
"Yes count it! That's exactly $4849.95 dollars. That's 101 times the cost of the book's purchase price. If you do not think that the information in the book benefits you $4842.95 or higher. Return it for a full refund of the purchase price"
 |
You must be thinking this money back offer is too good to be true. Sure there will probably be a few people who try to take advantage of my offer. But I'm trusting you to be a decent, honest person and I'll take you at your word.
And the deal gets even better!
Even if you do return the book, the free gift valued at $39.95 is yours to keep. This bonus free six month newsletter subscription "Additional saving secrets revealed... how to keep even more money in your pocket". Is yours to keep regardless of if you do return the book.
Now that's one really hot deal, don't you agree?
Here's My Offer And It's Really Quite Incredible!
The total cost of the "How to be financially independent regardless of your wage, the "Keep It Simple Stupid Budget" is only $47.95 as a printed hard copy version delivered to your door free.
Don't hate yourself in retirement for not doing anything about your money now! Act now, not later to start increasing your wealth.
Sincerely,
"How to cut your debt to zero in 5 steps, the keep it simple stupid home budget"
Keep it simple stupid publishing Pty Ltd
(Also known as MR HOME BUDGET)
Owner
"What are you waiting for, order now"
 
Don't want to pay over the internet?
Pay by Fax or Post
P.S Just think of never having to worry about money problems again. True and total financial independence is in your grasp. The best thing is it really is idiot proof. Step by step it is laid out in front of you. No more pulling your hair out wondering what to do next when it comes to money decisions. No more feeling scared or angry about your bank balance. Finally, a true PLAN/SYSTEM for you to follow step by step.
P.P.S Remember it is all backed by my 100% IRON CLAD RISK FREE 767 day money back guarantee. Even after two years, if you don't agree this incredible system is worth its weight in gold. You can simply send it back for a FULL REFUND. You must agree this is the deal of the century.
P.P.P.S Don't expect when you order this book a shockaly type mail order book. You will have a real shock when you see this book looks better than most in a bookstore. It is a big 250mm x 185mm in the hardcopy. This book will be a great addition to any home.
Turn your life around financially and start on the journey to becoming rich.
"Learn why what you earn each year is far less important then what you do with it. Regardless of if you are on welfare or have a million dollar salary. Stop living financially straight-jacketed. Find out if you are making common mistakes"
 | | 
Print
Report item
Back to Search Results
